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 Sound Financial Advice
A foundation for long term wealth creation.
 
NOR CAL HOME LOANS, is a HUD Approved Direct Lender.  As a Mortgage Banker and Broker we pride ourselves on a strong reputation of providing outstanding service and pricing for the lending needs of real estate professionals, builders and individual home owners.
 
We offer discounted rates and unique financing solutions with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to small balance commercial financing. We have access to a full range of mortgage sources including FHA, VA, CALVET, USDA, PERS, STRS, CalHFA, and many other Conventional Conforming and Jumbo loan products.  All of our mortgage professionals are dedicated to finding the right loan - with the best rates, terms and costs - to meet our clients' unique needs.  Whether you are purchasing your first home, stepping up to a larger one, buying anincome property, or refinancing an existing home for a lower payment, lower rate, cashing out to pay for college, consolidate debt or finance that long awaited home improvement or long deserved vacation overseas, we have the loan for you. Any of our mortgage professionals are more than qualified to assist you.  With nearly 20 years of  lending expertise our Mortgage Planners have helped thousands of borrowers just like you!
 
But that's just the beginning of our service. Throughout the lending process we provide regular loan updates and progress reports so clients always know the status of their loan. We also offer a special Mortgage Manager Service for those considering refinancing their mortgage.
                        
We understand you have choices when it comes to the source of your real estate financing. While an important factor, price is not everything. Bad advice or lack of understanding or disclosure by your lender can in the end cost you far more than the few dollars difference at the closing table. You deserve sound financial advice AND the best rates and terms. We are continually undergoing rigorous training and education and we adhere to a strict code of ethics mandated by a national association of which designation we carry.  This is why over 90% of our business is repeat and referred clients.
 
MAKE THE RIGHT CHOICE
Choose Experience and Knowledge. 
Choose Sound Advice. 
Choose the Right Mortgage at the Right Price.
 CHOOSE NOR CAL HOME LOANS

 

Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.

 

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NOR CAL HOME LOANS, INC.
187 BUTCHER ROAD, SUITE B, VACAVILLE, CA  95687
Office:  (707) 446-5400
Toll Free:  (888) 283-5400
Cell:  (707) 365-5575
Fax:  (707) 446-5405
info@norcalhomeloans.com
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