The following information is usually required during the loan process:

• Your Social Security number
• Date of Birth
• Housing and Employment history for the last 2 years.
• 30 Days Current Pay stubs
• W-2 Forms for the most recent two years.
• Two Years Federal Tax Returns for Self Employed and/or Landlords
• (Corporate or Partnership Returns if more than 25% of business ownership)
• Three Years Federal Tax Returns for First Time Home Buyers
• Bank statements for past two months
• Investment account statements for past two months
• Retirement account statements for past two months
• Make/Model of vehicles you own along with their estimated resale value
• Landlord Contact Information if you are currently renting

VA Borrowers:

• Retired Military:  Form DD214 (Discharge Papers)
• Active Duty:  Service Letter
• Reservist:  Service Points Summary
• Certificate of Eligibilty (If not in posession, we will order)
• Contact information for nearest living relative
• Claim file number for service related disablities (in excess of 10%)

If you currently own Real Estate:

• Mortgage Statements - Most recent
• Home Insurance Policy information
• Rental Properties - Lease agreements for properties rented out for <1 year.