Document Checklist

 

  • Your Social Security number
  • Date of Birth
  • Housing and Employment history for the last 2 years.
  • 30 Days Current Pay stubs
  • W-2 Forms for the most recent two years.
  • Two Years Federal Tax Returns for all borrowers
  • (Corporate or Partnership Returns if more than 25% of business ownership)
  • Bank statements for past two months (all pages)
  • Investment account statements for past two months
  • Retirement account statements for past two months
  • Make/Model of vehicles you own along with their estimated resale value
  • Landlord Contact Information if you are currently renting
  • Copy of your Driver's License and Social Security Card
  • Divorce Decree (if applicable)
  • Bankruptcy Discharge Papers (if applicable)

VA Borrowers:

  • Retired Military:  Form DD214 (Discharge Papers)
  • Active Duty:  Service Letter
  • Reservist:  Service Points Summary
  • Certificate of Eligibilty (If not in posession, we will order)
  • Contact information for nearest living relative
  • Claim file number for service related disablities (in excess of 10%)

 

  • Mortgage Statements - Most recent
  • Home Insurance Policy information
  • Rental Properties - Lease agreements for properties rented out for <1 year.

If you currently own Real Estate:

The following information is usually required during the loan process:

NOR CAL HOME LOANS, INC.
187 BUTCHER ROAD, SUITE B, VACAVILLE, CA  95687
Office:  (707) 446-5400
Toll Free:  (888) 283-5400
Cell:  (707) 365-5575
Fax:  (707) 446-5405
info@norcalhomeloans.com
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